First Home Loan Deposit Scheme (FHLDS) will start from 1 January 2020.

Whack on your red hat and fire up the reindeer, it’s that time of year again! Most of us love Christmas: presents, sunshine and holidays. What’s not to like?

While your lender can give you a maximum borrowing amount, it’s essential that you determine your own borrowing capacity when searching for your new home.

The Reserve Bank of Australia had cut official cash rates to a new record low of 0.75 percent on 1 October 2019.

Over 50% of mortgages are arranged through mortgage brokers and trend is moving up steadily. There are good reasons for it.

Gus Friends, a corporate accountant, had had a mortgage with one major bank for several years. Recently he completed a mortgage health check.

Ready to buy a property? You’ll need to show the seller you have enough money. For most people, this will mean getting a loan, and the first step to getting one is obtaining pre-approval for it.

With the property price where they are today, it could be hard for first home buyers to raise 20% deposit.